INVESTMENT Investing is crucial, if not critical, to make your money work for you. You work hard for your money, and your money should work hard for you. Investing is how you take charge of your financial security. …

Let’s talk about Investing today. You ready? Do you know that one of the sweetest ways to make money is not to work actively for the money? This act is called passive income. It is what investment entails. …

You need to learn what to do with your money, how to do it and when to do it. Whether you’re a salary earner, an entrepreneur, or a student, proper money management cannot be overlooked. To ignore the importance of personal finance is to set yourself up to get broke. …

Financial risk management is how you play the defensive half of the investment game. The purpose of risk management is to ensure that your investment losses never exceed acceptable boundaries by following disciplined practices including position sizing, diversification, valuation, loss prevention, due diligence, and exit strategies. The reason risk management…

Inflated spending is an increase in spending when an individual’s income goes up. Spending becomes greater every time an individual gets a raise and can make it difficult to get out of debt, save for retirement, or meet other financial goals. …

Budgeting is simply a process of creating a plan to spend your money. This spending plan is called a budget. Creating this spending plan allows you to determine in advance whether you will have enough money to do the things you need to do or would like to do. It…

Saving money is an ideal thing but getting started might be the hardest for many. It has been observed that people who adopt savings plan are likely to save successfully. …

With the current trend of the raging pandemic and compulsory lock down, these times are not the best of times for majority of people across the nations of the world. Therefore it is wise to reduce excessive spending and save as much as possible for the Post-effect of Covid-19. …

HOW TO BUDGET AN IRREGULAR INCOME A budget is simply record that keeps track of how much money you have coming in and how they are spent. Budgeting is one of the most important tools in building financial stability and future because it helps you get the most out of your money. Budgeting is beneficial to you as…